Effective Date: January 1, 2025

Last Updated: March 9, 2025

Welcome to https://elevateyourmindbody.com and https://www.smartaibusinessguru.com (collectively, the “Websites”). These Terms of Service (“Terms”) govern your use of our Websites, services, and content.

By accessing or using our Websites, you agree to be bound by these Terms. If you do not agree, please do not use our Websites.

1. Legal Business Information

These Websites are owned and operated by:

📌 Legal Business Name: 2654616 ONTARIO INC.
📌 Trade Name: MICHAEL IT SO ACTIVE LIFESTYLE
📌 Jurisdiction: Ontario, Canada
📌 Contact Email: health@elevateyourmindbody.com

2. Use of the Websites

By accessing our Websites, you agree that:
✅ You are at least 18 years old or have legal permission to use the Websites.
✅ You will not use the Websites for illegal, harmful, or fraudulent purposes.
✅ You will not copy, distribute, modify, or exploit content without permission.
✅ You accept that content may be AI-generated and should be verified before use.

We reserve the right to restrict or terminate access to users who violate these Terms.

Age Restrictions (COPPA & GDPR Compliance)

• Our Websites are not intended for users under 13 years old (United States – COPPA Compliance) or under 16 years old (European Union – GDPR Compliance).
• If you are under 18, you may only use our Websites with parental consent.
• We do not knowingly collect personal data from children. If we learn that a minor has provided personal data, we will delete it immediately.

3. AI-Generated Content Disclaimer

Most of the content on our Websites is generated using artificial intelligence (AI) tools and reviewed before publishing. However, we make no guarantees regarding its accuracy.

⚠️ AI-generated content may contain errors, outdated information, or omissions.
⚠️ Content is for informational purposes only and should not be considered professional advice (e.g., financial, medical, legal).
⚠️ Users should verify information independently before making decisions based on our content.

We are not responsible for any actions taken based on AI-generated content.

4. Affiliate Disclosure & Sponsored Content

Our Websites participate in affiliate marketing programs, including but not limited to:

• Amazon Associates
• ClickBank
• Other third-party affiliate networks

This means that:
✅ Some links on our Websites are affiliate links, and we may earn a commission if you purchase through them.
✅ Affiliate earnings come at no additional cost to you.
✅ We do not own or control third-party products and services.

Purchases made through affiliate links are subject to the terms of the third-party provider. Any issues with a product or service should be addressed with the seller.

Affiliate Disclosure (FTC Compliance)

• Our Websites comply with FTC guidelines regarding affiliate marketing.
• Affiliate links are clearly labeled, and we only recommend products/services we believe provide value.
• Users should review third-party terms and refund policies before making a purchase.

For more details, please see our Privacy Policy.

5. AI User Profiling & Interest-Based Advertising

We use artificial intelligence (AI) tools and third-party advertising networks to:
✅ Personalize content and product recommendations.
✅ Display targeted advertisements based on user behavior.
✅ Group users into interest-based categories for marketing purposes.

AI & Automated Decision-Making (GDPR Compliance)

• Our Websites use AI-powered tools to personalize recommendations, but AI does not make automated decisions that significantly affect users (e.g., credit approval, employment decisions).
• AI profiling is used only for content recommendations, ad targeting, and marketing analysis.
• Users have the right to opt out of AI-based profiling by adjusting their ad settings or submitting a data request via privacy@elevateyourmindbody.com.

Opting Out of AI-Based Advertising

If you prefer not to be included in AI user profiling or interest-based advertising, you can:

✅ Use the NAI Opt-Out Tool: https://optout.networkadvertising.org/
✅ Adjust Your Browser Settings: Disable tracking cookies in your browser.
✅ Modify Ad Preferences: Update settings in Google Ads, Facebook, or other platforms.

6. User Accounts & Security

If you create an account on our Websites, you are responsible for:
✅ Keeping your login credentials secure.
✅ Not sharing your password with others.
✅ Any activities occurring under your account.

If you suspect unauthorized access, contact us immediately at health@elevateyourmindbody.com.

We reserve the right to suspend or terminate accounts that violate these Terms.

7. Intellectual Property Rights

All content on our Websites (including text, images, videos, and AI-generated content) is owned by or licensed to us and is protected by copyright, trademark, and intellectual property laws.

You May Not:
❌ Copy, distribute, modify, or sell any content without permission.
❌ Use AI-generated content for commercial purposes without written consent.
❌ Claim ownership of any material found on our Websites.

For copyright or licensing inquiries, contact us at health@elevateyourmindbody.com.

8. Limitation of Liability (AI, Affiliates, & Ads)

By using our Websites, you agree that:

• We are not responsible for losses, damages, or inaccuracies resulting from AI-generated content.
• We do not own or control third-party affiliate products and are not liable for issues related to third-party purchases.
• We are not responsible for technical disruptions, hacking attempts, or unauthorized access to user accounts.
• Users accept full responsibility for verifying information, product purchases, and AI-generated recommendations.

9. Refunds & Payment Policy (If Applicable)

• Currently, our Websites do not sell digital products, subscriptions, or memberships.
• If we introduce paid products in the future, we will update this section with refund and cancellation policies.
• Users should review third-party affiliate refund policies before making a purchase.

10. Changes to These Terms

We may update these Terms from time to time. If changes are made, we will:

• Post the revised Terms on this page.
• Update the Last Updated date at the top.
• Notify registered users if required by law.

Continued use of our Websites after changes means you accept the updated Terms.

11. Governing Law & Jurisdiction

These Terms are governed by the laws of Ontario, Canada. Any legal disputes shall be resolved in the courts of Ontario, Canada.

If any provision of these Terms is found unenforceable, the remaining Terms shall remain in effect.

12. Contact Information

📧 Email: health@elevateyourmindbody.com
🏢 Legal Business Name: 2654616 ONTARIO INC.
🏷 Trade Name: MICHAEL IT SO ACTIVE LIFESTYLE
🌍 Jurisdiction: Ontario, Canada

TOS addresses compliance for GDPR, FTC, CCPA, and COPPA